Mortgage refinancing services

Smart, personalized mortgage refinancing advice from trusted experts

The option of refinancing is often casually brought into a conversation about mortgages and property.
Moving to a new lender for a lower interest rate or to shorten the life of your loan can certainly be appealing. So too can tapping into your home’s equity or consolidating your debt.

But whatever your motivation, there are always benefits and drawbacks to mortgage refinancing. It’s so important that you understand all the implications of a refinancing offer.

There are plenty of questions to consider before taking this step. For example:

  • Do you want to reduce your monthly payments or save over the long term?
  • Should you switch between an adjustable-rate and fixed-rate mortgage?
  • What are the costs involved?
  • Will any penalties be incurred?
  • How will your taxes be affected?
  • How long do you expect to keep the property?
  • Do you want to release equity (cash out)?

HBI’s financing experts walk you through all the questions and concerns to ensure you arrive at the right decision about whether to refinance—and if so, accept the right offer.


Apply from the comfort of home, from any device. This easy online mortgage application is safe and secure and eliminates paperwork. To begin, just click the link below for purchase or refinance.

Want more information on our services?

Please fill out the form below or call us at +1 (863) 968-1010

Harding Bell International



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Telephone +1 (863) 968-1010
Facsimile +1 (863) 968-1020
Auburndale Office
Harding Bell International, Inc.
113 Pontotoc Plaza
Auburndale, FL 33823-3439
Kissimmee Office
Harding Bell International, Inc.
8687 West Irlo Bronson Memorial Hwy, Ste 206
Kissimmee, FL 34747
Lakeland Office
Harding Bell International, Inc.
114 Palmola Street
Lakeland, FL 33803
Lake Wales Office
Harding Bell International, Inc.
29 State Road 60 West
Lake Wales, FL 33853
Longwood Office
Harding Bell International, Inc.
710 Miami Springs Dr Ste 100
Longwood, FL 32779

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